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Terms of Service

Last Updated: January 2025

Welcome to AI Stock Analysis. By accessing or using our website and services, you agree to be bound by these Terms of Service ("Terms"). Please read them carefully.

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our services.

2. Description of Service

AI Stock Analysis provides an AI-powered platform that offers:

Market data analysis and technical indicators
Historical stock performance data
Educational content about market trends
Data visualization tools

⚠️ IMPORTANT DISCLAIMER

Our service provides educational data analysis only. This is NOT investment advice, financial advice, or a recommendation to buy or sell any securities. Past performance does not guarantee future results. You should always conduct your own research and consult with qualified financial professionals before making any investment decisions.

3. User Obligations

When using our services, you agree to:

Provide accurate information
Use the service for lawful purposes only
Not attempt to interfere with or disrupt the service
Not use automated systems or software to extract data ("scraping")
Not misrepresent your affiliation with any person or entity
Comply with all applicable laws and regulations

4. Intellectual Property Rights

All content, features, and functionality on this website, including but not limited to text, graphics, logos, and software, are the property of AI Stock Analysis and are protected by copyright, trademark, and other intellectual property laws.

4.1 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our services for personal, non-commercial purposes. This license does not include:

Resale or commercial use of our services or content
Derivative works based on our content
Downloading or copying of content for the benefit of others
Use of data mining, robots, or similar data gathering tools

5. No Investment Advice

We are not a licensed financial advisor, broker, or investment professional. Our service:

Does NOT provide personalized investment recommendations
Does NOT constitute financial, legal, or tax advice
Should NOT be relied upon as the sole basis for investment decisions
Is for educational and informational purposes only

6. Data Accuracy and Timeliness

While we strive to provide accurate and up-to-date information:

We do not guarantee the accuracy, completeness, or timeliness of any data
Market data may be delayed or contain errors
Technical indicators are based on historical data and mathematical formulas
We are not responsible for any errors or omissions in the data

7. Limitation of Liability

To the fullest extent permitted by law:

We are not liable for any direct, indirect, incidental, or consequential damages
This includes damages arising from investment decisions made based on our services
We are not responsible for any losses resulting from the use or inability to use our services
Our total liability shall not exceed the amount you paid for our services (if any)

8. Disclaimer of Warranties

Our services are provided "AS IS" and "AS AVAILABLE" without any warranties of any kind, either express or implied, including but not limited to:

Warranties of merchantability
Fitness for a particular purpose
Non-infringement
Accuracy or reliability of information

9. Third-Party Links and Services

Our website may contain links to third-party websites or services. We are not responsible for:

The content or practices of third-party websites
Any transactions you conduct with third parties
The privacy practices of third-party services

10. User-Generated Content

If you submit any content to our service, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and display such content in connection with our services.

11. Termination

We reserve the right to terminate or suspend your access to our services at any time, without notice, for:

Violation of these Terms
Fraudulent or illegal activity
Any reason we deem necessary to protect our services or users

12. Modifications to Service and Terms

We reserve the right to:

Modify or discontinue any aspect of our services at any time
Update these Terms at any time without prior notice
Changes will be effective immediately upon posting

Your continued use of our services after changes constitutes acceptance of the modified Terms.

13. Age Restriction

Our services are intended for users aged 18 and above. By using our services, you represent that you are at least 18 years old.

14. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law provisions.

15. Dispute Resolution

Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration, except where prohibited by law.

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and AI Stock Analysis regarding your use of our services.

18. Contact Information

If you have any questions about these Terms, please contact us through our website.

⚠️ RISK WARNING

Investing in securities involves risk of loss. Past performance is not indicative of future results. You should carefully consider your financial situation and risk tolerance before making any investment decisions. Always consult with qualified financial professionals.

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